For several years, Minnesota has ranked among the top cycling states. It came in third on Bicyclist’s Friendly America program on the League of American Bicyclists.
Cycling is a convenient way to get around, save costs and get a great body workout. In most places, there is a provision for bicycle lanes. However, you have to ride on the main road in some areas, posing some risks.
Accidents happen, and a vehicle could hit you. Even with a helmet and other appropriate gear, damage may cause grievous injuries and damage.
A bicycle accident also means you have to deal with an insurance company that might decide to counter your claim. At this point, you need to have a bicycle accident by a car injury lawyer.
How a Bicycle Accident Attorney Can Help
A bicycle accident can become just as complex as a conventional motor vehicle accident claimed. You must hire an attorney who will help you navigate the complexities of the case.
To ensure you get compensation, your bicycle attorney may:
- Take statements from witnesses
- Review accidents and police reports
- Recreate the accident scene
- Inspect and get official documentation of bike damage
- Investigate the driver’s driving history and whether they have a valid insurance policy
- Get experts for medical report analysis, and reenact the accident to determine the causation and who was at fault.
Who is Liable in a Bicycle Accident by Car?
Most of the time, motorists do not look out for cyclists but other vehicles. Who is the most liable for bicycle accidents by car?
- Pedestrians
- Motor vehicle drivers
- Bike manufacturers
- The government, such as road maintenance or road traffic agencies
A car driver has a responsibility to obey road traffic rules and drive their car with due care. If the driver fails to drive with care, the law may hold them liable for the accident and your injuries.
Anyone who had a role in your accident is held responsible for your damage. However, each party at fault is held liable to the degree of their fault.
Insurance Benefits For Bicycles Hit By Car
When you are hit by a car while riding your bike, you may get serious injuries. You may get road rash but may also suffer from:
- Compound fractures
- Broken bones
- Spinal injuries
- Torn ligaments
- Brain injury
No-Fault Compensation
When your bike is hit by a vehicle, several types of insurance are available for you. You get MN automobile no-fault insurance compensation for medical expenses and lost wages.
This insurance is from your automobile insurance if you own a vehicle. If you don’t own a car, this insurance can come from a relative you live with.
If this option is not available, then the vehicle’s insurance that hits you should cover the expenses.
The No-Fault insurance limit for you (bike rider) is limited to $20,000 of medical expenses and $20,000 of any lost wages. If you suffer injuries on a bicycle being hit by a car accident, call an experienced bicycle accident a car attorney.
The lawyer will explain all the details to you. A bicycle rider might get additional compensation for injuries if the car driver was at fault.
When drivers hit cyclists, the dispute is always about who was at fault. Most drivers claim the cyclists cut in front of them or came from nowhere.
As mentioned before, the attorney should have experience. The lawyers’ thorough investigation ensures you get fair treatment and compensation.
If you’ve been injured in a bike accident contact Swor & Gatto in St. Paul
If you or a family member was involved in a bicycle accident by car, schedule a free consultation with the St. Paul lawyers at Swor & Gatto.
We can help you get compensation after your bike accident.   Contact us at 651-454-3600 or fill our intake form today. If you cannot come to our offices, we will visit you at home or the hospital.